{"ID":1571,"SpaceID":5,"PageID":57,"HasCommentsThread":false,"SeoTags":{"OpenGraphTags":[{"ID":"og:title","Name":"Insurance"},{"ID":"og:type","Name":"website"},{"ID":"og:url","Name":"https://egb.myclubhouse.co.uk/Cms/Spaces/JOINING/Insurance"}],"NonOpenGraphTags":[]},"Path":"Insurance","Title":"Insurance","Author":{"ID":13262,"Name":"Esther Young","CompanyName":null},"Version":14,"IsDraft":false,"IsOldVersion":false,"PublicationDate":"10/04/2021 23:03","VersionDescription":"v14 - Insurance - Esther Young - 10/04/2021 23:03","HideHeader":false,"IsFullWidth":false,"Blocks":[{"Columns":[{"InstanceID":"3120","Width":12,"WidthClasses":"col-md-12","Type":"HTML","Content":"\u003cfigure style=\"float: right; margin: 0px 0px 10px 10px;\"\u003e\u003cimg src=\"https://egb.myclubhouse.co.uk/Client/Images/Cms/KBIS_LOGO_3_.jpg\" data-image=\"1\" width=\"230.23076923076923\" height=\"146\" style=\"width: 230.231px; height: 146px;\"\u003e\u003c/figure\u003e\n\u003ch1\u003eEndurance GB\u0027s Insurers\u003c/h1\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan style=\"font-size: 13px;\"\u003e\u003cspan style=\"font-size: 20px;\"\u003eOur insurers they are KBIS Limited.\u0026nbsp; The main contact is Liz Cordery who is available on\u003c/span\u003e\u003c/span\u003e\u003c/strong\u003e\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan style=\"font-size: 13px;\"\u003e\u003cspan style=\"font-size: 20px;\"\u003e01635 247474 Option 4\u0026nbsp; (Liabilities Dept).\u003c/span\u003e\u003c/span\u003e\u003c/strong\u003e\u003cbr\u003e\u003cbr\u003e\u003c/p\u003e\n\u003ch5\u003e\u003cspan style=\"font-size: 16px;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003eEndurance GB and its members receive the benefit of Insurance cover from KBIS British Equestrian Insurance. \u003c/span\u003e\u003c/span\u003e\u003c/h5\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 16px;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cbr\u003e\u003c/span\u003e\u003c/span\u003e\u003cspan style=\"font-size: 16px;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003eKBIS British Equestrian Insurance \u003cspan class=\"GramE\"\u003eare\u003c/span\u003e well established experts in insurance providing a wide range of policies to cater for all types of horse owner, rider and\u0026nbsp;equestrian business.\u0026nbsp;\u003c/span\u003e\u003c/span\u003e\u0026nbsp;\u0026nbsp;\u003cspan style=\"font-size: 18px;\"\u003eBased in Newbury, Berkshire, \u0026nbsp;KBIS employ staff with in depth knowledge. Their current team have ridden in several spheres including, dressage, showing, eventing and racing. Using their knowledge of horses and insurance they help owners to understand the different levels of cover available. \u003c/span\u003e\u003cbr\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 16px;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003eKBIS is a keen sponsor and supporter of Equine Events and the Industry.\u0026nbsp;\u0026nbsp;\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 16px;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003eIf you would like to find out more about KBIS please visit \u003ca title=\"http://www.kbis.co.uk/\" href=\"http://www.kbis.co.uk/\" target=\"_blank\"\u003ewww.kbis.co.uk\u003c/a\u003e or alternatively telephone on 0845 345 2300 to speak to one of our representatives.\u0026nbsp;\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003c/ul\u003e","ComponentCode":null,"ComponentData":null,"ComponentError":null,"Background":{"Colour":null,"ImageURL":null,"ImageCrop":null,"Filter":null,"Html":"\u003cdiv class=\"cms-image\"\u003e\u003c/div\u003e"}}],"Height":0,"ColumnSpacing":0,"BottomMargin":0,"IsFullWidth":false,"IsBackgroundFullWidth":false,"Background":{"Colour":null,"ImageURL":null,"ImageCrop":null,"Filter":null,"Html":"\u003cdiv class=\"cms-image\"\u003e\u003c/div\u003e"}},{"Columns":[{"InstanceID":"3121","Width":12,"WidthClasses":"col-md-12","Type":"HTML","Content":"\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cstrong\u003e\u003cspan style=\"font-size: 24px;\"\u003eUpdate to all Members on revised Endurance GB insurance liability cover.\u003c/span\u003e\u003c/strong\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 16px;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003eFor 2021, Endurance GB and KBIS (our insurance brokers) have been given an entirely new policy document by the Underwriters. This can be \u003cstrong\u003e\u003cu\u003e\u003ca href=\"https://egb.myclubhouse.co.uk/Client/Documents/Policy_to_KB21A00336.pdf\" target=\"_blank\"\u003edownloaded from the Endurance GB website\u003c/a\u003e\u003c/u\u003e\u003c/strong\u003e\u0026nbsp;(you need to be signed in before clicking the link)\u0026nbsp;\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 16px;\"\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003c/span\u003e\u003c/span\u003e\u003cspan style=\"font-size: 18px;\"\u003eA basic summary of cover and exclusions can also be \u003ca href=\"https://egb.myclubhouse.co.uk/Client/Documents/IPID_to_KB21A00336.pdf\" target=\"_blank\"\u003e\u003cstrong\u003e\u003cu\u003edownloaded from the Endurance GB website\u003c/u\u003e\u003c/strong\u003e\u003c/a\u003e.\u0026nbsp;\u0026nbsp;\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003eThe full list of documents relating to insurance are available on \u003ca href=\"https://egb.myclubhouse.co.uk/Documents/Download?categoryID=102\u0026showSubCategoryDocuments=false\u0026columns=ID%3AA1%2CTitle%3AA0%2CDescription%2CFilename%2CAuthor%2CDate\u0026pageSize=20\u0026selectedPage=0\" target=\"_blank\"\u003e\u003cstrong\u003e\u003cu\u003eClubhouse \u0026gt; Information \u0026gt; Document Downloads \u0026gt; Insurance Documents\u003c/u\u003e\u003c/strong\u003e\u003c/a\u003e – you will see a sub-category for the Members’ Policies, and another one for Endurance GB’s insurance policies relating to employment and indemnity for running events.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003eYou should read these documents carefully as the new policy document and the cover and exclusions described may affect you differently than in previous years.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003eI would like to draw your attention to the following, which is a partial list of the most important points:\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cstrong\u003e1)\u003c/strong\u003e \u003cstrong\u003eThis is a 3rd Party Liability policy \u003c/strong\u003e– it covers injury and damage to 3rd Parties, NOT to yourself nor your horse nor property.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cstrong\u003e2)\u003c/strong\u003e\u003cstrong\u003e FULL Members (Senior/Veteran/Young/Junior), LIFE Members, NON-RIDING Members, and HONORARY Members receive the full 24x7 insurance liability cover.\u003c/strong\u003e Whereas ASSOCIATE, CLUB and SUPPORTER Members only receive this cover at Endurance GB rides that they have entered and paid for in accordance with Endurance GB rules.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cstrong\u003e3)\u003c/strong\u003e\u003cstrong\u003e The 3rd party liability cover extends to your Crew (i.e. they are also indemnified) for the duration of the event.\u003c/strong\u003e Indemnity also extends to anyone who is riding or handling your horses with your permission, and for You when riding or handling other peoples’ horses with their permission.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cstrong\u003e4)\u003c/strong\u003e\u003cstrong\u003e The insurance cover only applies to members who normally live in the United Kingdom, the Isle of Man, the Channel Islands or at bases of Her Majesty’s Forces Overseas.\u003c/strong\u003e Members who live elsewhere are only covered during temporary visits to these listed places.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cstrong\u003e5)\u003c/strong\u003e \u003cstrong\u003eThere are several Exclusions from the above which you must consider\u003c/strong\u003e (please read the documents linked above for a more complete list)\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003c/span\u003e\u003cspan style=\"font-size: 18px;\"\u003ea. Anything that involves payment is excluded (no business use and no Hire or Reward). This means that if you are being paid to ride someone else’s horse, or you are paying someone to ride your horse, your Endurance GB policy will not cover you or them and you will need to purchase alternative insurance\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003eb. You are not indemnified for Employees’ injury or property damage – you would need your own separate Employers’ insurance to cover this\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003ec. You are not indemnified for injury to yourself, your family and/or household, nor likewise are people who are riding your horses\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003ed. You are not indemnified for loss or damage to property (including horses) belonging to or in the care, custody or control of you, your family and/or household.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cstrong\u003e6)\u003c/strong\u003e \u003cstrong\u003eThere are several Conditions with which you must comply:\u003c/strong\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003ea. You must take all reasonable precautions to prevent or minimise anything causing a claim\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003eb. You must comply with all applicable statutory and other obligations/regulations – be aware this would include Covid travel restrictions.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003ec. This policy does not apply ahead of any other insurance you have – any claim must be sent to all your applicable insurers.\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003ed. In case of a potential claim, you must:\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cem\u003ei. Not make any acceptance of liability or make any offer.\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cem\u003eii. Make contemporaneous notes of all relevant circumstances\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cem\u003eiii. Preserve any evidence and/or photograph such evidence\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cem\u003eiv. Complete an Endurance GB Incident Report and hand this to the Ride Organiser, or Endurance GB Office if not at an Endurance GB event\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cem\u003ev. Inform the insurers as soon as reasonably practicable.\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003eIn case of any query, please contact:\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003e\u003cem\u003e\u003ca href=\"mailto:ChrisWray@endurancegb.co.uk\" target=\"_blank\"\u003e\u003cstrong\u003e\u003cu\u003eChris Wray\u003c/u\u003e\u003c/strong\u003e\u003c/a\u003e\u003c/em\u003e\u003c/span\u003e\u003c/p\u003e\n\u003cp\u003e\u003cspan style=\"font-size: 18px;\"\u003eFinance Director, Endurance GB\u0026nbsp;\u003c/span\u003e\u003c/p\u003e","ComponentCode":null,"ComponentData":null,"ComponentError":null,"Background":{"Colour":null,"ImageURL":null,"ImageCrop":null,"Filter":null,"Html":"\u003cdiv class=\"cms-image\"\u003e\u003c/div\u003e"}}],"Height":0,"ColumnSpacing":0,"BottomMargin":0,"IsFullWidth":false,"IsBackgroundFullWidth":false,"Background":{"Colour":null,"ImageURL":null,"ImageCrop":null,"Filter":null,"Html":"\u003cdiv class=\"cms-image\"\u003e\u003c/div\u003e"}}],"PageURL":"https://egb.myclubhouse.co.uk/Cms/Spaces/JOINING/Insurance?version=14","AllVersions":[{"ID":187,"Name":"v1 - Insurance - Liz Hinings - 27/11/2019 14:38"},{"ID":188,"Name":"v2 - Insurance - Liz Hinings - 27/11/2019 14:44"},{"ID":205,"Name":"v3 - Insurance - Liz Hinings - 27/11/2019 21:15"},{"ID":217,"Name":"v4 - Insurance - Admin User (JH) - 27/11/2019 23:15"},{"ID":218,"Name":"v5 - Insurance - Admin User (JH) - 27/11/2019 23:27"},{"ID":219,"Name":"v6 - Insurance - Admin User (JH) - 27/11/2019 23:41"},{"ID":220,"Name":"v7 - Insurance - Admin User (JH) - 27/11/2019 23:42"},{"ID":233,"Name":"v8 - Insurance - Liz Hinings - 29/11/2019 08:50"},{"ID":234,"Name":"v9 - Insurance - Liz Hinings - 29/11/2019 08:51"},{"ID":609,"Name":"v10 - Insurance - Web Admin - 14/01/2020 16:54"},{"ID":1568,"Name":"v11 - Insurance - Esther Young - 10/04/2021 22:51"},{"ID":1569,"Name":"v12 - Insurance - Esther Young - 10/04/2021 23:01"},{"ID":1570,"Name":"v13 - Insurance - Esther Young - 10/04/2021 23:02"},{"ID":1571,"Name":"v14 - Insurance - Esther Young - 10/04/2021 23:03"}],"Comments":[],"UpdatedComments":[],"Spaces":[],"IsWatching":false,"LastViewTime":null,"CanEdit":false,"CanPublish":false,"CanComment":false,"CanReadComments":false,"CanModerateComments":false,"CanLike":false,"CanWatch":false}